Creamy Banana Pudding Layers

Featured in: Easy Sweet Bakes

This beloved Southern dessert combines silky homemade vanilla pudding with sweet fresh bananas and buttery vanilla wafers. The magic happens during chilling, when the cookies soften just enough while maintaining a delightful texture contrast. A billowy whipped cream topping adds the perfect light finish to this comforting classic that's been gracing Southern tables for generations.

Updated on Wed, 14 Jan 2026 09:07:00 GMT
Creamy banana pudding layered with vanilla wafers and fresh banana slices, topped with piped whipped cream. Save
Creamy banana pudding layered with vanilla wafers and fresh banana slices, topped with piped whipped cream. | dulceaferni.com

My grandmother never measured anything when making banana pudding, but somehow hers always tasted better than anyone else's. I've spent years trying to decode her secrets, and I think I finally figured out that the magic lies in patience and letting those vanilla wafers get just soft enough without turning into mush. The first time I served this at a dinner party, my friend Sarah took one bite and literally moaned out loud in the middle of the table.

Last summer, I made three batches of this pudding in one week for different gatherings, and I learned something important each time. The batch where I accidentally let the pudding cool completely before layering turned out the prettiest, but the one where I layered it while still slightly warm had the best flavor penetration into those vanilla wafers.

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Ingredients

  • Granulated sugar: Creates the perfect sweetness level without being cloying, and helps achieve that silky smooth pudding texture we're after
  • Cornstarch: This is your thickening agent, and sifting it first with the sugar prevents any lumpy surprises in your finished pudding
  • Salt: Just a pinch enhances all the flavors and balances the sweetness, so don't skip it
  • Whole milk: The fat content here is crucial for that rich, restaurant quality pudding texture, so resist the urge to substitute
  • Egg yolks: These create that luxurious custard like consistency and add beautiful golden color to your pudding base
  • Unsalted butter: Stirred in at the end, this adds incredible velvety richness and helps prevent a skin from forming on the surface
  • Vanilla extract: Use the real deal here, and don't be shy with it, since vanilla is the backbone flavor of this classic dessert
  • Vanilla wafers: Nilla wafers are traditional, but I've discovered that some store brands actually hold their texture better during chilling
  • Ripe bananas: Look for bananas with some brown spots, as they have the most natural sweetness and won't turn mealy or bitter in the pudding
  • Heavy cream: Cold cream whips up faster and holds its shape better, so pop it in the fridge for 10 minutes before whipping
  • Powdered sugar: Sweetens and stabilizes the whipped cream, helping it hold its beautiful peaks longer on top of your pudding

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Instructions

Mix your dry base:
Grab your medium saucepan and whisk together the sugar, cornstarch, and salt until they're completely uniform, then slowly pour in the milk while whisking constantly to dissolve any lumps
Thicken the pudding base:
Set the saucepan over medium heat and stir without stopping until the mixture coats the back of your spoon and just begins to bubble, which usually takes about 6 to 8 minutes depending on your stove
Temper those egg yolks:
While the milk heats up, beat your yolks in a separate bowl, then gradually whisk in about half a cup of the hot mixture before pouring it all back into the saucepan
Cook to perfect thickness:
Continue stirring for another 2 to 3 minutes until the pudding is thick enough to hold its shape on a spoon, then remove from heat immediately
Add the finishing touches:
Stir in the butter and vanilla extract until everything's glossy and smooth, then press plastic wrap directly onto the surface to prevent a skin from forming
Chill completely:
Let the pudding reach room temperature first, then refrigerate for at least an hour until it's completely cold and set before you start assembling
Build your layers:
Start with one third of your vanilla wafers, followed by one third of the banana slices, then one third of the pudding, repeating until you have three beautiful layers ending with pudding on top
Let it rest:
Cover your dish and refrigerate for at least 2 hours, though overnight is even better, so those wafers can soften and all the flavors can mingle together
Add the crowning glory:
Whip your cold cream with the powdered sugar and vanilla until you have soft peaks, then either spread it gently over the top or pipe it for that bakery presentation
Chilled Southern banana pudding in a glass dish reveals layers of cookies, custard, and ripe bananas. Save
Chilled Southern banana pudding in a glass dish reveals layers of cookies, custard, and ripe bananas. | dulceaferni.com

This recipe became my go to comfort dessert after a particularly rough week when I just needed something familiar and soothing. There's something about the process of building those layers that feels almost meditative, and the way the kitchen smells while the pudding cooks is pure happiness.

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Make Ahead Magic

You can prepare the pudding up to two days in advance and store it in the refrigerator, tightly covered with that plastic wrap touching the surface. The whipped cream topping is best applied within a few hours of serving, though it holds up surprisingly well overnight if you keep everything chilled.

Banana Wisdom

I've learned through trial and error that tossing your banana slices in a little lemon juice right before layering prevents them from turning brown without affecting the flavor. Also, slicing them about a quarter inch thick gives you the perfect ratio of banana to pudding in every spoonful.

Serving Secrets

This pudding actually tastes best when served slightly chilled rather than ice cold, so take it out of the fridge about 15 minutes before you plan to serve. A clear glass bowl shows off those beautiful layers and makes everyone excited before they even take a bite.

  • Use a serrated knife for clean banana slices that don't get mushed or brown at the edges
  • If your whipped cream starts to look tired, a quick re whip with a tiny splash of fresh cream brings it right back to life
  • Leftovers, though rare, keep best if you press a piece of wax paper directly against the surface before covering
Homemade banana pudding dessert with fluffy whipped cream topping and vanilla wafers, ready to serve chilled. Save
Homemade banana pudding dessert with fluffy whipped cream topping and vanilla wafers, ready to serve chilled. | dulceaferni.com

There's something deeply satisfying about a dessert that's this simple yet this beloved by everyone who tries it. Hope this banana pudding brings as much joy to your table as it has to mine.

Recipe FAQs

Can I use instant pudding instead of homemade?

While instant pudding works in a pinch, the homemade vanilla pudding provides a much richer, creamier texture and deeper vanilla flavor that's worth the extra effort.

How do I keep bananas from turning brown?

Toss sliced bananas in a little lemon juice before layering, or assemble just before serving. For best results, the banana slices should be added within a few hours of serving.

Can I make this ahead of time?

Yes, assemble up to 24 hours in advance. The wafers soften beautifully and flavors meld during chilling. Add the whipped cream topping just before serving for the freshest presentation.

What's the best dish to use?

A glass trifle bowl or 2-2.5 quart serving dish works perfectly to showcase the beautiful layers. Glass allows you to see the stripes of wafers, bananas, and creamy pudding.

Can I use frozen whipped topping?

Yes, frozen whipped topping can substitute for freshly whipped cream in a pinch, though homemade whipped cream has a superior texture and fresher taste.

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Creamy Banana Pudding Layers

Velvety vanilla custard layered with fresh bananas and crisp vanilla wafers, crowned with fluffy whipped cream for the ultimate Southern comfort dessert.

Prep Duration
20 minutes
Cooking Duration
10 minutes
Overall Time
30 minutes
Recipe by Dallas McCoy


Skill Level Easy

Cuisine American

Portions 8 Portions

Diet Preferences Meat-Free

What You'll Need

Pudding Base

01 3/4 cup granulated sugar
02 1/4 cup cornstarch
03 1/4 teaspoon salt
04 3 cups whole milk
05 4 large egg yolks
06 2 tablespoons unsalted butter
07 2 teaspoons vanilla extract

Assembly Components

01 1 box vanilla wafers (about 45–50 cookies)
02 4 medium ripe bananas, peeled and sliced

Whipped Cream Topping

01 1 cup heavy cream
02 2 tablespoons powdered sugar
03 1/2 teaspoon vanilla extract

How To Make It

Step 01

Prepare Pudding Mixture: Whisk together sugar, cornstarch, and salt in a medium saucepan. Gradually whisk in the milk until fully incorporated and smooth.

Step 02

Cook Pudding Base: Place saucepan over medium heat, stirring constantly until mixture thickens and just begins to bubble, approximately 6–8 minutes.

Step 03

Temper Egg Yolks: Lightly beat egg yolks in a separate bowl. Whisk approximately 1/2 cup of the hot milk mixture into yolks to temper, then return yolk mixture to saucepan while whisking constantly.

Step 04

Complete Pudding Cooking: Continue cooking for 2–3 minutes while stirring until thickened and smooth. Remove from heat and incorporate butter and vanilla extract until fully blended.

Step 05

Cool Pudding: Transfer pudding to a bowl, press plastic wrap directly onto surface to prevent skin formation, cool to room temperature, then refrigerate until chilled (approximately 1 hour).

Step 06

Layer Dessert: In a 2–2.5-quart serving dish, layer one-third of vanilla wafers, one-third of banana slices, and one-third of pudding. Repeat layering process twice, finishing with pudding as top layer.

Step 07

Chill Assembled Dessert: Cover and refrigerate for minimum 2 hours to allow flavors to meld properly.

Step 08

Prepare Whipped Cream: Whip heavy cream with powdered sugar and vanilla extract until soft peaks form. Spread or pipe over top pudding layer just before serving.

Step 09

Garnish and Serve: Optionally garnish with additional vanilla wafers or banana slices. Serve chilled.

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Equipment Needed

  • Medium saucepan
  • Mixing bowls
  • Whisk
  • Electric mixer
  • Spatula
  • 2–2.5-quart serving dish or trifle bowl
  • Plastic wrap

Allergy Advice

Check all ingredients carefully for allergens. Consult your healthcare provider when unsure.
  • Contains milk and dairy products
  • Contains eggs
  • Contains wheat (in vanilla wafers)
  • May contain soy (check wafer ingredient labels)

Nutritional Breakdown (per portion)

These nutrition facts are for reference and shouldn't be taken as medical guidance.
  • Energy: 325
  • Total Fat: 14 g
  • Carbohydrates: 48 g
  • Proteins: 5 g

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